Life Protection
Coverage Period
Entry Age
WHAT IS THIS PRODUCT ABOUT
Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you and your child need on your journey through parenthood.
A-Life Joy 2 is a flexible investment-linked plan that provides coverage for your child, as well as savings opportunity, with as little as RM 150 per month. We offer you the flexibility of changing the level of your child’s protection and savings from time to time, to meet your child’s ever-changing needs.
By attaching A-Plus Health to this plan, your child can enjoy comprehensive medical protection. Plus, for every year that you do not make a claim, you get money credited to a Health Wallet which can be used to claim for your child’s expenses not normally covered by insurance such as health check ups, recovery treatments, medical care for congenital conditions and more.
Please note that this is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.
You can purchase A-Life Joy 2 for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360 customer, you can secure coverage for your child even if you are under 14 weeks pregnant without any medical underwriting
Add-on A-Plus BabyCare to enhance pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia
Get insurance protection for death and total and permanent disability, as well as invest to grow your savings - all in one plan.
When your child turns 18, we will double the amount your child is covered for, with the increased coverage capped at RM 100,000, without any medical underwriting.
Premiums are as low as RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also save more, withdraw, or switch between funds.
You can build an education savings fund for your child via A-Plus ScholarSaver and qualify for personal tax relief up to RM3,000 per annum for medical and educational insurance, subject to the final decision of the Inland Revenue Board of Malaysia.
It means the value of your policy will depend on the performance of the investment funds you choose.
It means that because of a sickness or injury, a person is unable to ever work again.
This means we will increase 100% of the amount your child is covered for, capped at RM 100,000, when your child turns 18, without any medical underwriting.